Farmers in Nyandarua Shielded from Crop Failure through Insurance

Nyandarua: In Nyandarua County, farmers are increasingly turning to insurance solutions to mitigate the impacts of crop failure caused by harsh climatic conditions. The region is characterized by two distinct climatic zones, with areas such as Kinangop, Kipipri, Oljoroorok, Mirangine, and Ol Kalou receiving sufficient rainfall, while parts of Ndaragwa are relatively dry. Both zones have historically faced challenges, with excessive rains and frost affecting some areas and dry spells impacting others. The added burden of climate change and soil exhaustion further threatens the county’s food security.

According to Kenya News Agency, the farmers of Nyandarua have been grappling with unpredictable weather patterns that result in significant crop losses. This was highlighted during a recent farmers’ forum in Ndaragwa, organized by Apollo Agriculture. Farmers reported severe weather fluctuations leading to either crop failure or destruction, which in turn causes financial and food security challenges. John Njoroge, a farmer from Kinangop, noted the frequent occurrence of frost or heavy rains in his area, attributing these shifts to climate change.

In response, many farmers have begun insuring their crops with organizations like Apollo Agriculture, which partners with APA Insurance to provide financial compensation for crop losses due to adverse weather conditions. Recently, about 800 farmers in the county received a total of Sh7.9 million in payouts for losses incurred last season.

Benjamin Njenga, Chief Customer Officer of Apollo Agriculture, emphasized the organization’s role in connecting farmers to insurance services and providing inputs on credit. This approach not only helps farmers protect against losses but also encourages climate-resilient farming practices to enhance food security.

The challenges in Nyandarua are exacerbated by declining crop yields, as observed by local farmers like John Njoroge, who reported poor harvests in Mukungi location for two consecutive seasons. He warned of potential food scarcity if soil fertility issues are not addressed. Similarly, farmer Mercy Mwihaki called for water storage solutions to support kitchen gardens and improve dietary nutrition amidst changing weather patterns.

Community leaders, such as Mukungi sub-location assistant chief John Kigo, highlighted the devastating impact of last year’s flash floods, which destroyed entire crops and contributed to current food shortages. The county’s struggle with malnutrition and stunted growth remains a pressing concern, with a stunted growth rate of 19 percent as per the 2022 Kenya Demographic and Health Survey.

Efforts to combat malnutrition include a five-year action plan developed with support from the Global Alliance for Improved Nutrition and Care Kenya. There is also a call for the national government to collaborate with county authorities to promote insurance and other interventions to safeguard farmers against climate change-induced challenges.

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