Makueni: Makueni County Commissioner (CC) Khalif Abdulahi has challenged boda boda riders in the county to ensure they understand their insurance policies to protect themselves from financial shocks in case of accidents, theft or other eventualities. Abdulahi reminded the riders that having insurance does not automatically guarantee compensation for every loss, urging them to familiarise themselves with the terms and conditions, limits of liability, exclusions, benefits and responsibilities of policyholders, as well as procedures for reporting incidents and submitting claims.
According to Kenya News Agency, Abdulahi emphasized the importance of understanding what a policy covers and what it excludes, advising the riders to know how to proceed when incidents occur. Speaking to 100 boda boda riders at Wote Technical Training Institute in Makueni Sub-County, Abdulahi reiterated, ‘Having insurance does not mean that every loss will automatically be compensated. Understand the terms and conditions, limits of liability, exclusions and benefits.’
The CC addressed the riders during the launch of a three-day sensitisation engagement forum named ‘PCFMtaani,’ organised by the Policyholders Compensation Fund (PCF) in the county. He highlighted the significance of boda boda transport in Makueni’s economy, which facilitates the movement of people, goods, food, medicine, and other essential items within communities, urging riders to safeguard their lives, motorcycles, income, and future.
The administrator also cautioned the riders against being used as tools for political violence, warning that such involvement could endanger them and harm their businesses. He encouraged the riders to participate in lawful political activities and express their political opinions peacefully, stating, ‘Do not allow yourselves to be used as goons and instruments of political violence.’
At the same forum, PCF Deputy Director, Corporate Communications, Rosemary Kavili, pointed out the lack of insurance among many boda boda riders and urged them to secure insurance for their motorcycles to ensure assistance when needed. Kavili revealed that PCF compensates a maximum of Sh500,000 to a claimant, contingent upon the circumstances.
This sensitisation forum is part of PCF’s broader initiative to raise awareness about insurance and policyholder compensation among various groups. The programme has already targeted the media and boda boda riders, with plans to engage matatu operators, insurance agents, and other community groups throughout the week.
